Introducing Vella

Vella Finance
3 min readSep 1, 2021


Vella finance header image

We are happy to introduce Vella Beta to you!

Vella is a platform that provides Borderless Transfers and Remittance for Africans

Allowing Users to immediately:

  1. Pay and receive money wherever with cash or crypto!
  2. Create cash and crypto multi-currency Virtual/Physical cards
  3. Pay Bills and Redeem Gift Cards with Vella.

At Vella, we believe the future of money is Peer 2 peer transfers, digital multi-currency wallets and Cashless transactions.

With Vella, We are enabling users to

Send money to Africans using cash or crypto

Our wallets currently supports NGNT, USDT and BTC.

Seamlessly send money to any African bank or mobile money account from anywhere in the world using crypto without delays.

Get the best exchange rate with no hidden fees. We will credit your recipient with the equivalent amount in their local currency once our Peer to Business system receives your transaction notification.

Pay international suppliers and merchants

With Vella Finance, businesses in Africa can now send money directly to international suppliers and merchants across borders in countries like China, Turkey, Dubai, UK and the likes using cash or crypto wallet deposits. We credit merchants in their local currencies.

Create Crypto Powered multi-currency Virtual/Physical cards

Vella Finance crypto debit card

Your cards, Your choice

Fund with Crypto, Spend anywhere in the world.

Vella cards are designed to be used for transactions and payment of goods and services anywhere in the world. You can create unlimited number of multi-currency cards and fund with Crypto or Cash.

Pay subscriptions and run your Ads without interruption: Our card works with Facebook Ads, Netflix, Google Ads, Amazon, Apple Music, Spotify.

Our cards offer the same level of security offered by any credit and debit cards from traditional banks but with better rates and much lower fees.

Travel smarter, spend on your terms and shop securely on your favourite international online stores with Vella.

Airtime and Bills

Buying Airtime and paying bills is easier with Vella. You can pay for your Cable Tv, Electricity, transportation and all other utility bills with Vella using cash or crypto.


Vella lets users convert excess airtime of any mobile network in Nigeria to cash in less than 5 minutes.

It is now possible to perform micropayments or reverse MTN, 9mobile, Glo and Airtel airtime to any bank account in Nigeria.

Vouchers and Gift Cards

Sending vouchers to loved ones and letting them exchange for cash is a breeze with Vella.

Redeem and get the best money value for your local and international unused vouchers and gift cards. Enjoy high rates while you get the freedom to swiftly convert your digital assets to cash or crypto

Join us! Experience first hand how we’re bridging the gap between Payments and Transfers for Africa.

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Vella Finance

Help Africans pay and receive money wherever, with cash or crypto!